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	<title>Essentials of Investing &#187; Insurance Company Failures</title>
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		<title>Insurance Contracts are Not Forever</title>
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		<pubDate>Fri, 07 Jul 2017 23:40:05 +0000</pubDate>
		<dc:creator>Eric Ellis</dc:creator>
				<category><![CDATA[Insurance and Annuities]]></category>
		<category><![CDATA[Awareness of Policy Features]]></category>
		<category><![CDATA[Insurance Company Failures]]></category>
		<category><![CDATA[Policy Changes]]></category>
		<category><![CDATA[State Guarantee Associations]]></category>

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		<description><![CDATA[Do not be lulled into the notion that insurance contracts are sacred.  There was a time when I believed this to be true.  The word insurance brought to mind phrases like &#8220;safe&#8221; or &#8220;locked in.&#8221;  Experience has shown, however, that significant risks exist. Insurance companies can make unilateral changes to a contract.  Two of my   ...]]></description>
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